Steve Dancer is a Licensed TRCC Custom Builder & Remodeler, Licensed Realtor, HBMP Realty Brokerage Owner(aka. HomeBuyingMarketPlace.com), Real Estate Investor Mentor, Real Estate Agent Mentor, Avid Full Time Real Estate Investor, Short Sale Specialist. The extensive knowledge and experience Steve brings to the table has proven to be an invaluable asset to the numerous buyers and sellers he has helped. Whether you need to buy a home, sell a home or indeed need to Stop a Pending Foreclosure, Steve has the credentials and the professional background to help you meet your real estate needs and goals. http://www.HomeBuyingMarketPlace.com , http://www.NorthHoustonHomeBuyers.com 281-820-3181, http://www.AvoidForeclosureHoustonNow.com
How to Avoid and Stop Foreclosures in Kingwood TX
ByAvoid Foreclosure San Diego
Are You Behind On Your Payments?Is Your Lender Or Attorney Hassling You?Did Your Interest Rates Go Up?Does Your Home Have Negative Equity?YOU HAVE CHOICES! ~ THERE ARE SOLUTIONS!
BEFORE ~ YOU GO TO FORECLOSURE!BEFORE ~ YOU FILE BANKRUPTCY!BEFORE ~ YOU LOSE YOUR HOME!BEFORE ~ YOU LOSE YOUR CREDIT!
Stop That Foreclosure, Save Your Home, Save Your Credit. You Don’t Have To Lose Your Home in Kingwood TX!
PLEASE READ THE INFORMATION BELOW AND TAKE ACTION NOW. SO MANY PEOPLE SIMPLY GET LOST IN THE SYSTEM OR DO NOT KNOW HOW TO WORK WITH LENDERS AND THEY SUFFER AN UNNECESSARY FORECLOSURE.
Pre-Foreclosure Objectives Are Simple VIDEO To Utilize A Unique And Extensive Knowledge Of Real Estate & Pre-Foreclosure Procedures & Stop Foreclosure Techniques, (We Are Licensed Professionals) ,How To Stop Foreclosures & How To Work With Your Lenders And/Or Loan Servicers When They Are Not Helping Or Being Abusive Towards You. Your Pre-foreclosure Specialist Should Negotiate On Your Behalf To Help You Avoid Losing Your Home & Further Damaging Your Credit. SHORT SALES A Pre-Foreclosure Expert negotiates with your Lenders to Stop and prolong a pending Foreclosure so that your home can avoid the Foreclosure Sale. A Short Sale Expert Should have all the licenses and expertise needed under their umbrella of Real Estate Services to work on your behalf to help you avoid a Catastrophic Foreclosure. Even if you owe more than your home is worth(Negative Equity), lenders in many cases approve Short Sales in thus helping you avoid foreclosure
LOAN MODIFICATIONS A Pre-Foreclosure Expert negotiates with your Lenders in an effort to get your Loan Modified so that your payments and terms are more manageable, and so that you can Afford to manage your payments correctly on a monthly basis. Further effort at bringing your loan back to current, work towards a lower interest rate & have past due amounts limited, mitigated or blended into the loan avoiding as much up front cost with your Lender as possible.
However, To Be Clear If You Do Nothing You Have a Ton to Lose.
a. You can have a foreclosure on your record for up to 10 years. (the death penalty for a credit record)
b. You may not be able to get a loan for another home for up to 3 years
c. Your Lender can seek a deficiency judgment against you which can be tens of thousands of dollars.
d. You can be forcefully evicted from your home shortly after the foreclosure.
e. Your Lender can issue a 1099 IRS form to you placing their loss on you which will be income tax you may have to pay in addition to a default deficiency judgment in the full amount of the lenders losses upkeep cost etc.
f. Filing Bankruptcy is widely known to be only a temporary bandage for a long term serious event. Your Lender will generally find a way to remove the home from the Bankruptcy or once completed still attempt a foreclosure as the first secured lien holder’s balance and/or payments cannot be compromised.
The Good News: A Really Good Pre-Foreclosure Expert should offer a FREE NO OBLIGATION CONSULTATION and advise you of how to deal with your lender and possibly whether or not you should Sell Your Home. While there are family issues and emotions at play, there are many times when you will better served to just go ahead and Sell Your Home, move on and get a fresh start for you and/or your family. Your Pre-Foreclosure Expert should be able to advise what is the best course of action for you and your family.
A Licensed Professional: In Closing, be sure that you use a licensed professional to help you with your needs. You and/or Your Families Best Interest Is Paramount and a licensed professional who is a Pre-foreclosure Specialist will give you the best opportunity at a positive outcome.
How To Avoid Foreclosure San Diego